Process Credit Cards, Gift Cards and Loyalty/Rewards
Inside Point of Success

Point of Success offers two options for built-in credit card processing. Select Mercury Payment Systems as your processor and get free gift card and loyalty/rewards processing!

No more terminals!

Credit card sales are easier when your POS system has built-in credit card support. When you process credit cards in Point of Success, every computer on your network can be a credit card terminal.

Credit card processing in Point of Success offers these advantages:

Swipe a credit card when the card is present or key the account number for phone orders
Require the last four digits of the credit card number to be keyed to reduce exposure to counterfeit cards
Verify cardholder address and validate card ID numbers to reduce fraudulent transactions and charge-backs
Preauthorize charges, then include tips in a follow-up transaction
Use one point of communication (one computer runs the credit card server) for all credit card transactions in the system
Use safe, encrypted Internet communication

Mercury Payment Systems

Mercury Payment Systems specializes in credit card processing integrated in point of sale systems. Some of Mercury's benefits include:

Software for processing with Mercury Payment Systems is included at no charge in Point of Success Standard and Point of Success Premium software
Mercury's fees can be very competitive, in many cases offering merchants substantial savings over their current processor
Delivery restaurants can use two merchant accounts with Mercury (one for dine-in or carry-out when a card is present, and a separate account for delivery telephone orders) to save on processing and discount fees
Rapid merchant approval
Easier end-to-end technical support services from both the Point of Success and Mercury Payment Systems technical support groups
Gift card processing is free when you use Mercury Payment Systems for your credit card processing
Loyalty/rewards card processing is free when you use Mercury Payment Systems for your credit card processing

Gift Card Processing with Mercury Payment Systems

When you sell gift cards through Point of Success you can issue those cards with any amount you choose, check the balance on the card, and sell items from your menu using a gift card to pay for the order.

Gift card processing is very secure. Cards can only be activated or reloaded after payment has been received for the card. Cards have no value until they are activated through Point of Success.

Complete business reporting trough Point of Success and Mercury Payment Systems tells you the cards you sold, the amount of redemptions used to pay for customer orders, and the amounts outstanding on your cards.

Loyalty/Rewards Card Processing with Mercury Payment Systems

With Point of Success' loyalty/rewards feature your customers earn points for their purchases and redeem points for free menu items. You define the points earned for each eligible menu item purchase and the points required to get a menu item at no charge. Loyalty/rewards is multi-location capable - Customers can earn and redeem points at any restaurant location.

Gift card and loyalty card processing in Point of Success is only available through Mercury Payment Systems! For additional information contact your Point of Success dealer or Point of Success at (800) 752-3565.

Processing Using PCCharge Payment Server

Using PCCharge Payment Server, merchants can, in most cases, stay with their current credit card processor. See the PCCharge web site for details on this software.

Important: Before purchasing PCCharge Payment Server and the Point of Success PCCharge Connector, contact your credit card processor to confirm that they support restaurant credit card processing with tips for your merchant account. Some processors will place credit card terminals in restaurant businesses that connect with processing locations that do not process tips normally. You should also check the PCCharge certified credit card processors list for this same information. If your processor does not support restaurant businesses with tips or if your merchant account is not set up for tips, you will not be paid for tips on credit card orders when using PCCharge Payment Server.

The following are required for processing with PCCharge Payment Server:

Purchase PCCharge Payment Server software through your Point of Success dealer or other source (PCCharge Payment Server is required, other versions of PCCharge are not supported)
Purchase Point of Success PCCharge Connector software

Gift card processing and loyalty/rewards processing in Point of Success are not available when using PCCharge Payment Server.

Credit Card Data Security
June 8, 2010

Beginning July 1, 2010, companies who accept credit card payments must be compliant with all applicable PCI-DSS (Payment Card Industry Data Security Standard) requirements. This includes using validated payment processing software, securing computers and the network where the software is used, and taking other measures to ensure a secure credit card data environment.

We are finalizing software development and obtaining PA-DSS (Payment Application Data Security Standard) validation for the parts of Point of Success that handle credit card data.

Point of Success has always protected credit card data, and third-party validation of our security measures is now required by the all the major credit card associations and card issuers. You, in turn, are required to use the security-validated version of Point of Success in your restaurant and to complete the other PCI-DSS security requirements for your business.

You will be notified when the PA-DSS validated version of Point of Success, version 2.7, is available for installation.

PCI Compliance

The PCI DSS (Payment Card Industry Data Security Standard) was developed to improve security for credit card processing. Point of Success credit card processing is designed with these security standards in mind:

The full content of any track of the magnetic stripe is never stored
The only information from the credit card that is ever stored is the card number and expiration date
The card number is stored with strong encryption for a short period of time to facilitate void transactions
Encrypted card numbers are automatically purged after 10 days
The card validation code (three or four digit number printed on the back or front of the card) is never stored
Full card numbers are never displayed to system users after they are entered
Card numbers printed on receipts are obscured (masked) with the exception of the last four digits
The decryption key for the card number is not available to any user or technical service supplier

Protection of credit card information involves much more than just the point of sale software you use. Other elements include setting up and maintaining a secure network, internal business security practices, and using a PCI compliant credit card processor. It is a merchant's responsibility to ensure that all the data security standards are met.

Get more information about and read the complete PCI-DSS at this web site: https://www.pcisecuritystandards.org

Credit card processing in Point of Success requires a magnetic stripe reader on each computer. See the System Requirements page for details.

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Inborne Technology Corporation · U.S. and Canada (800) 752-3565 · International +1 (480) 497-4004

Process Credit Cards, Gift Cards and Loyalty/Rewards Inside Point of Success

Process Credit Cards, Gift Cards and Loyalty/Rewards
Inside Point of Success