Process Credit Cards, Gift Cards and
Inside Point of
Success with Chargepath offers two options for built-in credit card processing.
Select Mercury Payment Systems as your processor and get free gift
card and loyalty/rewards processing! Credit, gift and loyalty
processing are available only in the United States.
Credit Card Data Security, PCI Compliance
and PA-DSS Validation
Beginning July 1, 2010, companies who
accept credit card payments must be compliant with all applicable
PCI-DSS (Payment Card Industry Data Security Standard) requirements.
This includes using validated payment processing software, securing
computers and the network where the software is used, and taking
other measures to ensure a secure credit card data environment.
Chargepath meets all PCI-DSS credit
card data security standards and is recognized as a Validated Payment
Company: Inborne Technology
Application Name: Chargepath
No more terminals!
Credit card sales are
easier when your POS system has built-in credit card support. When
you process credit cards in Point of Success, every computer on your
network can be a credit card terminal.
Point of Success uses Chargepath
payment processing software. Chargepath meets all PCI-DSS credit
card security requirements and stores no credit card data on your
Credit card processing in Point of Success offers
- Swipe a credit
card when the card is present or key the account number for
- Require the last
four digits of the credit card number to be keyed to reduce
exposure to counterfeit cards
- Verify cardholder
address and validate card ID numbers to reduce fraudulent
transactions and charge-backs
charges, then include tips in a follow-up transaction
- Use one point of
communication (one computer runs the Chargepath credit card server) for all
credit card transactions in the system
- Uses safe,
encrypted Internet communication
Mercury Payment Systems
Systems specializes in credit card processing integrated in point of
sale systems. Some of Mercury's benefits include:
- Chargepath for Mercury Payment
Systems is included at no charge
in Point of Success Standard and Point of Success Premium
- Mercury's fees
can be very competitive, in many cases offering merchants
substantial savings over their current processor
restaurants can use two merchant accounts with Mercury (one for
dine-in or carry-out when a card is present and a separate
account for delivery telephone orders) to save on processing and
- Rapid merchant
- Easier end-to-end technical
support services from both the Point of Success and Mercury
Payment Systems technical support groups
- Gift card processing is free
when you use Mercury Payment Systems for your credit card
- Loyalty/rewards card processing is
free when you use Mercury Payment Systems for your credit
Free Credit Card Reader from Mercury
For a limited time you can get one
free credit card reader with a new Mercury Payment Systems credit
card processing account. This USB-connected magnetic stripe reader
works for credit cards, gift cards, loyalty cards and employee cards
in Point of Success. When Point of Success users in the United
States are set up with a merchant account and begin processing the hardware will be shipped at no charge.
Contact your independent Point of
Success Dealer or Point of Success for additional information. Offer
expires December 31, 2013.
Gift Card Processing with Mercury
When you sell gift cards through
Point of Success you can issue those cards with any amount you
choose, check the balance on the card, and sell items from your menu
using a gift card to pay for the order.
Gift card processing is very
secure. Cards can only be activated or reloaded after payment
has been received for the card. Cards have no value until they are
activated through Point of Success.
Complete business reporting trough
Point of Success and Mercury Payment Systems tells you the cards you
sold, the amount of redemptions used to pay for customer orders, and
the amounts outstanding on your cards.
Loyalty/Rewards Card Processing with
Mercury Payment Systems
With Point of Success' loyalty/rewards
feature your customers earn points for their purchases and redeem
points for free menu items. You define the points earned for each
eligible menu item purchase and the points required to get a menu
item at no charge. Loyalty/rewards is multi-location capable - Customers can
earn and redeem points at any restaurant location.
Mercury offers two different loyalty
options - Point of Success is integrated with their Legacy
Gift card and loyalty card
processing in Point of Success is only available through Mercury
Payment Systems! Point of Success supports credit card, gift
card and loyalty processing through Mercury Payment Systems only in
the United States. For additional
information contact your Point of
Success dealer or Point of Success at (800) 752-3565.
Processing Using PCCharge
Payment Server, merchants can, in most cases, stay with their
current credit card processor. See the
PCCharge web site for details
on this software. PCCharge Payment Server (also known as
ActiveCharge) is included with PCCharge Pro.
Important: Before purchasing
PCCharge Payment Server and Chargepath for PCCharge,
contact your credit card processor to confirm that they support
restaurant credit card processing with tips for your merchant
account. Some processors will place credit card terminals in
restaurant businesses that connect with processing locations that do
not process tips normally. You should also check the PCCharge
certified credit card processors list for this same information.
If your processor does not support restaurant businesses with
tips or if your merchant account is not set up for tips, you will
not be paid for tips on credit card orders when using PCCharge
with Point of Success.
The following are
required for processing with PCCharge Payment Server:
- Purchase PCCharge
Payment Server software version 5.9.1 through 5.9.3 through your Point of Success dealer or
other source. PCCharge Pro includes PCCharge Payment
- Purchase Chargepath for
PCCharge to connect Point of Success to PCCharge Payment
Server. Chargepath is available from your Point of Success
dealer or directly from Point of Success.
- Chargepath for PCCharge replaces our former PCCharge
Gift card processing and loyalty/rewards
processing in Point of
Success are not available when using PCCharge. Point of Success
supports credit card processing through PCCharge only in the United
processing in Point of Success requires a magnetic stripe reader on
each computer. See the System
Requirements page for details.